How it works

Your financial architecture, designed once and run every week

Like an architect, an experienced CFO designs the structure of your finances: your numbers, cash routines, controls and pricing logic. Then a bot team runs it, week in and week out, in your pocket.

Book a chat

A short call to understand your business, your systems and what keeps you up at night.

We design your blueprint

Chart-of-accounts tidy-up, 8 KPIs, a forecast model, a tax calendar and weekly cash rules.

The bot team runs it

Every week: dashboard refresh, cash forecast, alerts for low cash, overdue debtors and tax dates.

You ask, we step in

Ask anything in chat. Adrian steps in where judgement matters.

The full picture

How your data flows

Mind map of how Finertecture turns your data into decisions, in seven stages from left to right: 1 Data sources (bank statements and feeds, read-only Zoho Books, Xero or Sage, photo or document upload, owner questions via chat); 2 Secure intake (POPIA consent, a ring-fenced client bot and Drive folder, and we never post in the client's books); 3 The blueprint, designed once by the CFO (clean chart of accounts, 8 KPIs, forecast model, tax calendar, weekly cash rules); 4 The bot team processing (categorise and reconcile, dashboard refreshes, 13-week and 12-month cash forecasts, alerts); 5 CFO oversight (5 to 10 percent spot-checks each week, escalations, judgement calls); 6 Decision-useful outputs (mobile dashboard, cash forecast, nudges, owner letter, scenarios, budget, group clinic, quarterly architecture review); 7 Owner decisions (act on the numbers: hire, price, borrow, save, and ask the next question), with a feedback loop back into the blueprint. Adrian, the Architect, designs the blueprint and oversees the work, stepping in at five numbered gold stars: 1 designs the blueprint, 2 spot-checks 5 to 10 percent, 3 handles escalations and judgement calls, 4 runs the monthly clinic and quarterly architecture review, 5 reviews the owner letter and scenarios. — Tap to view full size

What we build at onboarding

Every plan starts with the same blueprint

Clean chart of accounts

A tidy-up so your numbers mean something.

8 KPIs

Cash, sales, margin, debtors and the measures that matter for your business.

Forecast model

A 13-week cash forecast, and 12 months on Structure and Blueprint.

Tax calendar

VAT201, EMP201, provisional tax and CIPC dates, with nudges at 30, 7 and 1 days.

Cash rules

For example, VAT and PAYE set aside every week.

Your client bot

A ring-fenced chat assistant that knows your blueprint.

What we don’t do

Your accountant stays your partner

Finertecture does not do bookkeeping or data capture, post journals in your books, file tax returns, run payroll or give financial-product advice. Bookkeeping stays with you or your accountant. When you need more, Thornbird’s Fractional CFO retainer is the next step.

Your CFO, in your pocket

Ready to see your numbers clearly?

Pick a plan and sign up, or have a 20-minute chat with Adrian first.